Thursday, May 28, 2026

The Constitutional Court is negotiating the challenge to the exclusion of pensions in the Divorce Act

Date:

Understanding the Divorce Act Pension Dispute

What the case is about

The Constitutional Court is reviewing a challenge to a part of South Africa’s Divorce Act. The petition argues that Section 7(7)(c) unfairly blocks spouses who married outside community of property (and without accrual) from sharing each other’s pension benefits when they divorce.

The law in question

Section 7(7)(a) – the general rule

Under this subsection, a spouse’s pension interest can be counted as part of the marital estate when calculating how assets are divided after a divorce.

Section 7(7)(c) – the exception

This part creates a carve‑out: for couples who married after November 1984 **without** a community‑of‑property regime, pension interests are **excluded** from the redistribution pool.

Why the High Court struck it down

In February 2023 the Gqeberha High Court declared Section 7(7)(c) unconstitutional. The judge said the rule makes an arbitrary split between marriages before and after 1984, with no clear reason for treating the two groups differently.

The petitioner’s arguments

Gender discrimination

GD (the woman bringing the case) points out that women are more likely to stay home, raise children, and support their husbands’ careers. Because they often do not build their own pension funds, excluding pension sharing hurts women disproportionately.

Arbitrary 1984 cut‑off

The law treats couples married before 1984 differently from those married after, even when both groups have the same marital arrangement (outside community of property, no accrual). GD argues there is no justified reason for this distinction.

Link to earlier Constitutional Court rulings

GD cites a previous Constitutional Court decision that removed similar barriers for community‑of‑property and non‑accrual marriages after 1984. She says the same reasoning should apply here.

What Bowmans warned

Law firm Bowmans noted that if the High Court’s decision stands, the traditional financial protection that wealthier spouses enjoy over retirement funds would disappear. In practice, divorcing spouses could then claim a share of each other’s pension interests as part of the settlement.

What GD wants the court to do

GD asks the Constitutional Court to uphold the Eastern Cape High Court’s ruling and declare Section 7(7)(c) invalid immediately. She wants all marital assets—including pension interests—to be governed by Section 7(3) of the Divorce Act until Parliament passes new legislation.

Possible outcome

If the Constitutional Court agrees with GD, the change would:

  • Allow pensions to be split more fairly in divorces where spouses married outside community of property and without accrual.
  • Potentially increase financial security for spouses—often women—who sacrificed career growth for family duties.
  • Prompt Parliament to revisit and possibly rewrite the relevant sections of the Divorce Act to remove the arbitrary 1984 cutoff.

Conclusion

The case centers on fairness: should a legal technicality prevent a spouse who contributed unpaid labor at home from sharing in the other’s retirement savings? The Constitutional Court’s decision will shape how pension rights are treated in divorce and could set a precedent for gender‑equitable financial settlements in South Africa.

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